It is not only high school dropouts that fail to understand their credit contacts and the factors that influence their FICO score. I have proctored a lot of seminars to attorneys where I had refused to entertain CPA's and engineers who did not have the idea that regular payment of their credit dues every month will not enhance their credit score. They also had the belief that if they closed their credit card, it will foster an unbelievable positive affect on their score. They had absolutely no idea regarding the manner in which their score influences their insurance and they did not even know how to read the details of their credit report. Continue ...
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