Laugh at the Jeff Foxworthy jokes all you want, but don't be one of the redneck's he speaks of. Think in terms of Einstein verses Bubba. Einstein lets the power of compound interest work for him and Bubba buys beer using his credit card, increasing the debt each month, never paying off the balance. The bass boat Bubba bought is nice, but the investments Einstein bought allow him to later have a yacht. Read more...