Income Protection Insurance Cover Against Unemployment and Incapacity
Income protection insurance cover is taken out to safeguard the possibility that you could become unemployed or incapacitated at anytime. If you lost your income you would have to make drastic changes to your lifestyle in order to be able to continue paying all of your essential outgoings. One of the most important of these would be your monthly mortgage repayments as arrears leads to the lender taking you to court and seeking possession of your home.
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